Senior Writer at the Society for Human Resource Management (SHRM)
Not Clearly Pro or Con to the question "Is the Patient Protection and Affordable Care Act (Obamacare) Good for America?"
"The idea behind the exchanges is to create marketplaces where health insurance providers compete for customers on equal terms. Supporters of the idea claim that competition in the exchanges among insurance providers will help to lower premium costs and make health plans more affordable - especially to low- and middle-income families.
The exchanges will be open to anyone without employer-provided coverage who wants to purchase a health insurance plan. Families with annual incomes between $30,000 and $88,000 (four times the national poverty rate) will be eligible for premium subsidies from the federal government for plans purchased through the exchanges. Families of four with incomes less than $30,000 per year will become eligible for Medicaid under the new law."
"Health Care Exchanges Will Alter Competition and Choice," www.shrm.org, Mar. 25, 2010